top of page

Disclosures

Carret Asset Management LLC (“Carret”) is an SEC registered investment adviser located in New York, New York. Registration does not imply any level of skill or training. Carret may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. Carret’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Carret’s web site on the Internet should not be construed by any consumer and/or prospective client as Carret’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Carret with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Carret, please contact the SEC or the state securities regulators for those states in which Carret maintains a notice filing. A copy of Carret’s current written disclosure statement discussing Carret’s business operations, services, and fees is available from Carret upon written request and can also be found under Documents. Carret does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Carret web site or incorporated herein, and takes no responsibility, therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

The information presented in the Investment Strategies section is for information purposes only and does not constitute a recommendation to buy or sell any securities.  Some strategies may meet your needs and objectives more effectively than those referred to in this section.  Carret’s recommendations are based on the individual needs of the client and strategies are customized/tailored to those needs. For more information, please contact us directly.   
 
Past performance is not indicative of future results. Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Carret), will be profitable or equal any historical performance level(s). 
 
Certain portions of Carret’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Carret (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Carret, or from any other investment professional. Carret is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice. Any information set forth, may have been obtained from sources which we believe reliable, but we cannot guarantee its accuracy.
 
From time to time, Carret may be recognized or ranked by independent third party rating services or publications, summaries of which may be included on our website.  Such recognitions or rankings are generally based on information prepared or submitted by the recognized advisory firm and are usually limited only to those advisory firms who choose to participate in such surveys.  Any third party recognition or ranking that may be included on our website should not be construed as a guarantee that any client or prospective client will experience any specific level of investment performance or receive any specific level of customer service, as a result of such recognition or ranking.  Furthermore, any such recognition or ranking should not be construed as an endorsement by any of Carret’s clients.  As such, clients and prospective clients should not put undue reliance on any of these statements.

Neither rankings and/or recognition by unaffiliated rating services, publications, or other organizations, nor the achievement of any designation or certification, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Carret is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers. No ranking or recognition should be construed as a current or past endorsement of Carret by any of its clients. Carret’s Chief Compliance Officer remains available to address any questions regarding rankings and/or recognitions, including providing the criteria used for any reflected ranking.
 
To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Carret’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Carret, or from any other investment professional. Each client and prospective client agrees, as a condition precedent to his/her/its access to Carret’s web site, to release and hold harmless Carret, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Carret.  
 
As a client of Carret, it remains your responsibility to advise Carret, in writing, if there are any changes in your personal or financial situation or investment objectives for the purpose of reviewing, evaluating, or revising our previous recommendations and/or services or if you would like to impose, add or modify any reasonable restrictions to Carret’s investment advisory services.
 
The achievement of any professional designation, certification, degree, or license, membership in any professional organization, or any amount of prior experience or success, should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Carret is engaged, or continues to be engaged, to provide investment advisory services.
 
Carret does not serve as an attorney, accountant, or insurance agent. Carret does not prepare legal documents or tax returns, nor does it sell insurance products.
 
Carret does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by an unaffiliated third party, whether linked to Carret’s web site or incorporated herein, and takes no responsibility for any such content.


We may collect nonpublic personal information about our clients from the following sources: information on applications or other forms, such as name, address, age, bank account information, and social security number.  We restrict access to nonpublic personal information to our employees and to service providers involved in administering and servicing our client accounts.  Otherwise, we do not disclose nonpublic personal information about our present or former clients to third parties, except as required by law.  We and our service providers maintain physical, electronic and procedural safeguards in accordance with federal regulations to protect any nonpublic personal information we have collected.


When you interact with us through our website, we manage nonpublic personal information in accordance with the privacy notice above.  In addition, when you visit our website, we may collect technical and navigational information, such as device type, browser type, Internet protocol address, pages visited, and average time spent on our website.  We use this information for a variety of purposes, such as maintaining the security of your online session, facilitating site navigation, improving website design and functionality, and personalizing your experience on our website.


We may use cookies and similar technologies to support the operation of our website.  Cookies are small amounts of data that a website sends to a web browser on a visitor’s computer.  Cookies help us to collect information about visitors to our websites, including date and time of visits, pages viewed, amount of time spent on our sites, or general information about the device used to access the site.  Cookies may also be used to provide access to enhanced features of our website, such as watching videos.  You can refuse or delete cookies.  Most browsers and mobile devices offer their own settings to manage cookies.  Please see www.aboutcookies.org for more information.  If you refuse or delete a cookie, you may experience some inconvenience in your use of our website.  We may also embed sharing tools or advertising features from other (third party) sites, specifically Google Analytics.  Information on these third-party sites, and whether and how you may opt-out of receiving cookies from them, can be found at www.google.com/intl/en/analytics/learn/privacy.html.  You may opt-out of Google Analytics at https://tools.google.com/dlpage/gaoptout.

DOCUMENTS

bottom of page